Helping individuals & Families BUY their first home in Connecticut & New York
Looking to Buy Your First Home?
HDF offers homeownership counseling and education to first time homebuyers looking to buy a home in Connecticut or New York. HDF also offers downpayment and closing cost loan programs at a low interest rate to help you buy your first home.
Buy, Build, and Rehab With HDF
We offer multiple opportunities for developers to build affordable homes with competitive financing options, while investing in sustainable homeownership within the community.
“…I am so genuinely thankful and blessed to have met both of you in helping my dream come true with a new home for my family and I. You have both been absolutely wonderful and I don’t have enough words to express how happy I am to have had both you be part of this beautiful new chapter in our lives. Many many prayers were answered and I’m absolutely blessed and thankful for all your guidance through this entire process.”
First Time homebuyer and HDF Client
First Time Homebuyer Counseling & Education
As a HUD-Certified counseling agency, we help you prepare for every step of the homeownership process with our first time homebuyer education classes and counseling services.


Downpayment and Closing Cost Loan Programs
HDF offers different loan products at a low interest rate such as the SmartMove loan program which could be used for downpayment and closing cost up to 25% of the purchase price. Additional loan programs are also available.
Advocacy & Innovation
HDF is the leading the way in providing financing for affordable rental and ownership units, providing homebuyer education and counseling, and creating more affordable housing options for the communities we serve. We’re making sustainable homeownership a reality, one #HDFHome at a time.


Partnering With HDF
We envision a future where all households in our service areas have access to stable, affordable housing. To achieve that vision, we are committed to fostering public-private partnerships. Together, we make sustainable homeownership a reality, one #HDFHome at a time.
Helping Families Secure Affordable Homes Since 1989
Creating affordable access for people to have a home they can call their own