Helping individuals & Families BUY their first home in Connecticut & New York

Looking to Buy Your First Home?

HDF offers homeownership counseling and education to first time homebuyers looking to buy a home in Connecticut or New York. HDF also offers downpayment and closing cost loan programs at a low interest rate to help you buy your first home.

learn how we can help

Buy, Build, and Rehab With HDF

We offer multiple opportunities for developers to build affordable homes with competitive financing options, while investing in sustainable homeownership within the community.

Learn about Commercial lending

“…I am so genuinely thankful and blessed to have met both of you in helping my dream come true with a new home for my family and I. You have both been absolutely wonderful and I don’t have enough words to express how happy I am to have had both you be part of this beautiful new chapter in our lives. Many many prayers were answered and I’m absolutely blessed and thankful for all your guidance through this entire process.”

First Time homebuyer and HDF Client

First Time Homebuyer Counseling & Education

As a HUD-Certified counseling agency, we help you prepare for every step of the homeownership process with our first time homebuyer education classes and counseling services.

Learn more

Cheerful couple with keys to their new home

Downpayment and Closing Cost Loan Programs

HDF offers different loan products at a low interest rate such as the SmartMove loan program which could be used for downpayment and closing cost up to 25% of the purchase price. Additional loan programs are also available.

About our Programs

Advocacy & Innovation

HDF is the leading the way in providing financing for affordable rental and ownership units, providing homebuyer education and counseling, and creating more affordable housing options for the communities we serve. We’re making sustainable homeownership a reality, one #HDFHome at a time.

Help make a difference Today

Partnering With HDF

We envision a future where all households in our service areas have access to stable, affordable housing. To achieve that vision, we are committed to fostering public-private partnerships. Together, we make sustainable homeownership a reality, one #HDFHome at a time.

Who are our partners