LOOKING TO PAY FOR
A CREDIT REPORT?

You’re in the right place. Part of HDF’s initial application process involves pulling credit reports. Please follow the instructions below carefully, and refer any questions to your counselor.

CREDIT REPORT INSTRUCTIONS
Please read these instructions carefully to avoid duplicate credit pulls. You must pay for a credit report as part of the initial application process, which can be done via PayPal at the bottom of this page.

• If you have an accepted offer to purchase a home within the next three months, you must select one of the following Lending credit report options. These options will result in an inquiry on your credit report.
• If you are requesting a Lending credit report for 1 adult, select Individual Lending Credit Report
• If you are requesting a Lending credit report for 2 or more adults, select Joint Lending Credit Report
• If you do NOT have an accepted offer to purchase a home within the next three months, you must select one of the following Homebuyer Development (HBD) credit report options.
• These options will not result in an inquiry on your credit report and will not affect your credit score.
• If you are requesting a Homebuyer Development credit report for 1 adult, select Individual HBD Credit Report
• If you are requesting a Homebuyer Development credit report for 2 or more adults, select Joint HBD Credit Report

CREDIT REPORT FEES
The fees, including the non-refundable PayPal service fee, are outlined below.
Credit Report Type Total Fee
Individual HBD $48.81 ($47.35 + $1.46 non-refundable PayPal service fee)
Joint HBD $96.10 ($93.70 + $2.40 non-refundable PayPal service fee)
Individual Lending $48.81 ($47.35 + $1.46 non-refundable PayPal service fee)
Joint Lending $96.10 ($93.70 + $2.40 non-refundable PayPal service fee)
** Credit Report Fees as of January 18, 2023