Homebuyer Counseling Services

We offer free homeownership counseling. All our clients work with a counselor to chart a path to homeownership from start to finish. A Housing and Urban Development (HUD)-certified counselor will assess your current situation to determine your mortgage readiness. Together, you will develop an action plan to increase your savings, reduce your debt, and identify the programs that suit you best.

First Steps

For our Homeownership Counseling services and to determine your eligibility for HDF loan programs
(if interested) please follow these steps

Once you complete these steps, your file will be assigned to a HUD Certified Counselor who will assess your file within 10-15 business days.


Create an HDF Portal Account

Once you create your account, you will get an email to complete the intake form (IEP)



Upload your documents, see list of documents that you need to upload


Credit Report

Pay for the Credit Report

Need Help or Have Questions?

If you have questions before creating a portal account, please visit our most frequently asked questions and learn more about our process.

If you still have questions about our Homebuyer Counseling services or about the Homebuyer Education classes, please contact us at FTHB@hdfconnects.org

Ready to Get Started With Classes or Counseling?

Login or Create an HDF Portal Account

New Client Registration

Already a Client

Homebuyer Education

These classes are able to be taken independently of the counseling.

Our 8-hour homebuyer education class is open to everyone! Regardless of where you are in the home-buying process, this class can provide you with valuable insights to guide you forward.

These classes are mandatory for all Connecticut Housing Finance Authority (CHFA) loan applicants, as well as for some of our other loan programs. Before closing on a home, all HDF borrowers in our first-time homebuyer program must also complete the class.


Take one of our HDF homebuyer education classes via zoom or through our self paced E-Home course portal.


If you prefer to take the homebuyer education class at your own pace, you may want to consider taking it via Ehome at www.ehomeamerica.org/HDF. This class has a cost of $99 but with promo code HDF24 you will get a $24 discount. Once you register for this class, you have up to 4 months to complete the class. Once you complete it, you will be able to print your Certificate.


Already a Client?

Register for an online class via E-home (use promo code HDF24)


New Client 

If you don’t have an HDF portal account you could create one here


Need More Help?

Contact us at 203-969-1830 ext 3012 or by email at FTHB@Hdfconnects.org

See list of HDF Classes 

View a complete list of our classes and events. If you have a portal account you can register for these 

“HDF was a pleasure to work with. They are very educated with their services and the ability to assist people achieve their
dreams of being a homeowner.”

HDF Client —