For the eleventh year in a row, HDF has received funding from the Connecticut Housing Finance Authority for HDF’s Live Where You Work program.

The program is designed to help clients buy a home in the same town where they work. LWYW is a 30-year 0% interest loans (up to $20,000) for down payments or fees to income-eligible clients that purchase properties in the town where they work. LWYW is funded entirely out of CHFA’s HTCC program; our awarded tax credits were purchased this year by Eversource Energy.

Since the program was established in 2007, more than 320 homebuyers have used LWYW loans to purchase homes in the cities where they work. The program helps solve problems facing the Connecticut economy such as the lack of affordable housing and lengthy commuting distances.

In order to be eligible for Live Where You Work, clients must be purchasing a home in the same town in which they work in Connecticut, complete first-time homebuyer counseling and education with HDF, and receive their first mortgage from one of HDF’s approved first lenders. The homeowner must also be eligible according to income guidelines set by town.

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