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Live Where You Work

Buy a home near your job and receive cost assistance

cut down on travel in connecticut

HDF wants to help Connecticut homebuyers purchase a home in the same town where they work. As well as improving your own work-home life balance, LWYW can reduce the impact of downpayment and closing assistance costs through our 0% loans. Also, LWYW stacks with other HDF loan products to provide you with the best deal possible.

Program loans are funded in partnership with Eversource Energy and the Connecticut Housing Finance Authority.

Check out our Live Where You Work guidelines to find out if this program will work for you!

Lender License Number ML840392

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HDF Requirements

Eligible borrowers must be income-qualified first time homebuyers intending to purchase a home in the same town in which they work. Income guidelines for Live Where You Work are set at 80% of the area median income limits.

HDF defines a first-time homebuyer as someone who is buying a home for the first time, or who has not owned a home at any time in the last three years.

All borrowers will also be required to complete homebuyer education and one-on-one counseling with HDF or a partner counseling agency as part of the program.

if you meet these requirements, click below to start your journey!

If you have a specific question about a program, then select “Residential Lending” on our contact form and we will get in touch with you via email.

A full list of HDF’s available downpayment assistance programs can be found here.

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Live Where You Work is a 30-year 0% interest loan of up to $20,000. You can use it to decrease your downpayment or to cover the cost of closing on your new home.

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