LOOKING TO PAY FOR A CREDIT REPORT?

HDF’s initial intake process involves pulling your credit report. See below for which credit report option is right for you.

How to Pay For Your
Credit Report

Please select the correct option according to the instructions and click “Buy Now” to pay for your credit report through PayPal.

Type of report

Before You Get Started

Read the following information to help guide you through the credit report purchasing process.

1

Pay For Your Credit Report

 You must pay for a credit report as part of the initial intake process. You can pay via PayPal or Credit Card (PayPal service fee applies).

2

We Need to Pull The
Credit Report

We cannot accept Credit Reports from a third party or another Agency/Lender.

3
No Credit Freeze

Make sure you don’t have a credit freeze on your report. A re-access fee will be
charged to repull your credit report if a credit freeze is on your report.

Choosing The Correct Credit Report Option

These Counseling credit report options are SOFT inquiries.

Individual Counseling Credit Report:
For (1) person looking to buy a home, but DOES NOT have an accepted offer or contract to buy a property.

Joint Counseling Credit Report:
For (2) people interested in buying a home, but DO NOT have an accepted offer or contract to buy a property.

Counseling CREDIT REPORT FEES
Individual Counseling Credit Report
$26.57 ($25.55 + $1.02 non-refundable PayPal service fee)
Joint Counseling Credit Report
$52.64 ($51.10+ $1.54 non-refundable PayPal service fee)

These Lending credit report options are HARD inquiries.

Individual LENDING Credit Report:
For (1) person buying a home, and HAS an accepted offer or is under contract to buy a property.

Joint LENDING Credit Report:
For (2) people buying a home, and HAVE an accepted offer or are under contract to buy a property.

LENDING CREDIT REPORT FEES
Individual Lending Credit Report
$78.45 ($76.40 + $2.05 non-refundable PayPal service fee)
Joint Lending Credit Report
 $156.40 ($152.80 + $3.60 non-refundable PayPal service fee)

** Credit Report Fees as of January 3rd, 2025**