LOOKING TO PAY FOR A CREDIT REPORT?

 

HDF’s initial intake process involves pulling your credit report for counseling purposes.

How to Pay For Your
Credit Report

Please select the correct option according to the instructions and click “Buy Now” to pay for your credit report through PayPal.

Type of report

Before You Get Started

Read the following information to help guide you through the credit report purchasing process.

1

Pay For Your Credit Report

 You must pay for a credit report as part of the initial intake process. You can pay via PayPal or Credit Card (PayPal service fee applies).

2

We Need to Pull The
Credit Report

We cannot accept Credit Reports from a third party or another Agency/Lender.

3
No Credit Freeze

Make sure you don’t have a credit freeze on your report. A re-access fee will be
charged to repull your credit report if a credit freeze is on your report.

Types of Credit Reports

These Counseling credit report options are SOFT inquiries.

Individual Counseling Credit Report:
For (1) person looking to buy a home.

Joint Counseling Credit Report:
For (2) people interested in buying a home.

Counseling CREDIT REPORT FEES
Individual Counseling Credit Report
$38.97 ($37.70 + $1.27 non-refundable PayPal service fee)
Joint Counseling Credit Report
$77.43 ($75.40+ $2.03 non-refundable PayPal service fee)

Credit reports pulled by lenders are HARD inquiries.

HDF Lending Department will be pulling your credit report prior to closing and the fees below will be charged as a closing cost.

 

LENDING CREDIT REPORT FEES
Individual Lending Credit Report
$118.15
Joint Lending Credit Report
 $235.45

** Credit Report Fees as of January 5, 2026**