Homebuyer Counseling Services
We offer free homeownership counseling services in English and Spanish to first time homebuyers looking to buy a home in Connecticut or New York. A HUD Certified Counselor will work with clients to help them understand the process of buying a home; will assess their current financial situation, determine mortgage readiness, eligibility to HDF loan programs, and develop an action plan. To start the process, see the steps below. Once the steps are completed, a HUD Certified Counselor will be assigned and will review the file within 10-15 business days.
First Steps
To start the process for our Homeownership Counseling services and to determine your eligibility for HDF loan programs,
follow the steps below.
1
Create an HDF Portal Account
Once you create your account, you will get an email to complete the intake form (IEP)
2
Upload
Upload your documents, see list of documents that you need to upload
3
Credit Report
Pay for the Credit Report
Additional Steps After Creating Your Portal Account
You must complete all of the following steps below:
- Confirm Your Email Address and set your password.
- Under “Next Steps”, Click on “Update Profile” to complete your entire online profile.
- Complete the intake form (IEP).
- Upload the required documents:
- Three most recent signed federal tax returns for applicant, co-applicant (if any) and any non-applicant spouse
- Three most recent W2s or 1099s for applicant, co-applicant (if any) and any non-applicant spouse
- Two most recent paystubs or verification of any other source of income for all household members in your household
- Government issued photo ID for applicant and co-applicant (if any)
- Pay for your Credit Report at this link https://hdfconnects.org/credit-report/.
Need Help or Have Questions?
If you have questions before creating a portal account, please visit our Frequently Asked Questions (FAQ)
or contact us at FTHB@
Homebuyer Education
We offer free Pre-Purchase homebuyer education classes and landlord training education classes via Zoom in English and Spanish.
Clients applying for HDF programs are required to take the homebuyer education class; and if buying a multi-family home are also required to take the landlord training class.
Our homebuyer education classes will help you navigate the homebuying process, including:
- Understanding credit and if you are ready to buy a home.
- Getting pre-approved for a mortgage loan.
- Shopping for a home.
- From having an accepted offer to closing.
- Keeping your home and protecting your investment.
Take one of our HDF homebuyer education classes via Zoom (see list of classes below) or take the class at your own pace through eHome.
If you prefer to take the homebuyer education class at your own pace, you may want to consider taking it via eHome at www.ehomeamerica.org/HDF. This class has a cost of $100 but with promo code HDF24 you will get a $24 discount for cost of only $76. Once you register for this class, you have up to 4 months to complete the class. Once you complete it, you will be able to print your Certificate.
1
New Client
If you don’t have an HDF portal account, create one here.
2
Already a Client?
Register for the eHome class
(use promo code HDF24)
Upcoming HDF Classes via Zoom
Click below for a list of our upcoming classes.
Homebuyer Education Class (English): Saturday August 2nd, 2025 9am to 4pm via Zoom
All HDF borrowers should complete the homebuyer education class prior to closing. You must register to attend. Already a client? Register using your HDF account. If you are not an existing client, please create an account at this link to register for the class. If you...
Landlord Education Training Course, September 11th, 2025 from 4:00pm – 6:00pm, Via Zoom
The Housing Development Fund is pleased to offer Landlord Training Education classes for first time homebuyers looking to buy a multifamily home in Connecticut (2-4 units). These classes are sponsored and approved by CHFA and meets the landlord training education...
Homebuyer Education In Spanish: Wednesday, September 10th & 17th from 5:30-9:00pm via Zoom
Connecticut Housing Finance Authority (CHFA) y HDF se complacen en ofrecer clases gratuitas en Español a personas que deseen comprar casa por primera vez. Estas clases le ayudaran a entender el proceso de comprar una vivienda. Las personas que tomen la clase recibirán...