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Live Where You Work

If you want to buy a home close to your job in CT, we can help you with the downpayment and closing costs.

Live Where You Work is a program designed to help Connecticut homebuyers buy a home in the same town where they work. It’s a 30-year 0% interest loan for up to $20,000. You can use it to increase your downpayment or to cover the cost of closing on your home.



In order to be eligible for Live Where You Work, you must complete first-time homebuyer counseling and education with HDF. Click here to find out more about our first time homebuyer program and start your journey on our online client portal, HDF Compass.

You also need to be eligible according to income guidelines set by town. When you start working with your HDF counselor, they can help you determine whether you are eligible.


PROGRAM Materials

Printable materials about this downpayment opportunity.

Live Where You Work can be combined with a number of other programs from HDF to reduce your downpayment and cover closing costs. Please visit our First Time Homebuyer page for a complete listing of programs.

LWYW  is funded through a partnership with Eversource Energy and the Connecticut Housing Finance Authority.