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Local Downpayment Assistance Programs

Local downpayment assistance programs to help you buy your first home.

Depending on where you are purchasing, there may be local funds available to help with your downpayment and closing costs. Your HDF homeownership advisor can help you identify and apply for these opportunities – many of which can be combined with HDF’s other downpayment assistance programs.

Click here to find out more about our first time homebuyer program and start your journey on our online client portal, HDF Compass.

Stamford, CT HOME

Stamford HOME is a City of Stamford down payment assistance program from the City of Stamford, administered by HDF. With Stamford HOME, you can get an interest-free loan of up to $20,000, payable at the end of 30 years or upon payoff of first mortgage, sale of property, or transfer of title. There is a $2,000 fee for this loan, payable at closing.

In order to be eligible for Stamford HOME, you need to be purchasing a home within the city of Stamford, fall within income guidelines, and complete the HDF’s first time homebuyer ¬†program requirements. For more information, get in touch with HDF today.


Washington, CT DPA

HDF administers a downpayment assistance program for the town of Washington, CT. Up to $10,000 of assistance, in the form of a 30-year, 0% loan, is available to qualified first time homebuyers purchasing eligible owner occupied properties within the Town of Washington, CT. For more information, get in touch with HDF today.